Entenda mudanças de regras da Caixa para financiamento de imóveis

[{"selector":"#anim-08a30ddf-14b0-4d0d-ae16-7219c619ff0d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8483c491-88c7-47b5-83bb-37336f7d7098","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-490994ef-d0c6-4be2-be5b-fd7021abed6b","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-cab7786c-1e5d-44e3-b833-0e93ccb92b00","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Freepik

[{"selector":"#anim-c16aee03-a8a1-49b4-ac8a-a199049f96ae","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ad97cc93-9775-4782-81f2-dc1de107c4a6","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0deb02fa-acb1-495a-b5dd-1986f437297c","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-128c4535-1cc2-40fe-a694-2244c70652df","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8c45c475-c2dc-4ba3-919c-2a852cd496ef [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(19.284214245085977%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] A partir de 1º de novembro, entram em vigor as mudanças da Caixa Econômica Federal para os financiamentos imobiliários com recursos do Sistema Brasileiro de Poupança e Empréstimo (SBPE) Marcelo Camargo/Agência Brasil

[{"selector":"#anim-045289e7-9660-45e9-94a5-5d635ebb0213","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f54ad539-ef1f-48fd-bcbd-ef2045b4e1ac","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a504f5d4-4ce8-456c-95c9-2b62c95de5ba","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-17745132-ba61-4e59-a088-6c863fd4d358","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Com as mudanças, só será possível usar recursos do SBPE para financiar imóveis com preço de até R$ 1,5 milhão wirestock/Freepik

[{"selector":"#anim-9eb10ebd-1c24-47fd-b370-99ee85301c7d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-06c7e88d-2691-40ba-b062-aadaade5fc32","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-de01f81c-2925-44cb-8c91-1462d6f3d919","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-389696ef-0ab8-4746-8248-3ce5fba78bc0","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-18e85094-3edc-4f01-948f-02a9ec65745d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-12.708429849178007%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Antes, o Sistema Financeiro Imobiliário (SFI) não tinha teto de valor (o sistema financeiro da habitação já tinha limite) José Cruz/Agência Brasil

[{"selector":"#anim-28f1789c-8213-4803-9a5b-ca2502b9f58d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c310becc-9ba4-4581-8e98-51579e8299ce","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-efc4d13c-4be6-4079-9d29-79513bf76ea2","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5f8ed525-a326-43a1-b224-38b58356864f","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d22c7f03-1ac8-4adb-b282-86a32719be2a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(22.735969222318026%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] Além disso, a Caixa vai financiar no máximo 70% do valor do imóvel pelo Sistema de Amortização Constante (SAC), sendo que hoje o limite é 80% Diogo Moreira/Governo do Estado de São Paulo

[{"selector":"#anim-168f63fc-f2b2-4820-b57c-1c0cecc6dd8e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ccc1f218-2efa-4651-aebe-d68607033838","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-27387f87-e78e-4884-93e7-1d4640d4cabb","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f0271bbd-a0a3-4ca1-9a0b-b8282079f8ec","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] No modelo Price, a instituição financeira financiará somente 50% do valor do imóvel, contra 70% anteriormente yanalya/Freepik

[{"selector":"#anim-e8d4c05f-3400-430f-97d0-8f6d22039624","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e6f195b3-f346-42ec-853f-9f259ad393db","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b3b8e59f-ab64-4fdc-b529-2d61c6d40789","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7ccd8043-a86e-45c3-b6b1-687920bf60c1","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-51f282d7-fd61-4ba4-83f1-12099afbce2a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(16.507565945029718%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] A principal diferença entre o Sistema de Amortização Constante (SAC) e a Tabela Price é que o SAC tem parcelas decrescentes, enquanto a Tabela Price tem parcelas fixas jannoon028/Freepik

CNNBRASIL.COM.BR

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