Restituição do Imposto de Renda

[{"selector":"#anim-3533e5a4-db22-4872-9808-cf432cb61b37 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-38.66604473152466%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] RESTITUIÇÃO DO IR USP Imagens Bancos antecipam restituição; veja condições e saiba quando vale a pena

[{"selector":"#anim-3da942e2-2749-4797-856d-bc900faf6549","keyframes":{"transform":["translate3d(-115.01598%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-790d9bc3-5027-4442-a9b1-b25e989a2c79","keyframes":{"opacity":[0,1]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-47dd18a0-0e82-4772-8e5e-65a85664e3e3","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-cf1dbe72-70a4-49cd-ae5f-83759ae54255 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-29.80113624107045%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Com a possibilidade de o contribuinte brasileiro receber a restituição do Imposto de Renda Pessoa Física (IRPF), os bancos já oferecem uma linha de crédito para quem deseja antecipar esse dinheiro Unsplash

[{"selector":"#anim-86579890-6795-4bb6-bae6-ec9b5e3165ab","keyframes":{"transform":["translate3d(-115.65495%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-71373059-7bc4-41d9-a642-286888b18a03","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6f02d61e-3da2-4877-994f-b0a19543213b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-8f1d8676-3736-46c7-aba4-95a636354333","keyframes":{"transform":["translate3d(-109.02527%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6ecfd6b1-9a00-4748-a7dd-81272f978887","keyframes":{"transform":["translate3d(0px, -133.69885%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a4f51d53-7c67-4c5b-8038-bb7ac1169419 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Na prática, esse empréstimo funciona como um adiantamento no mesmo valor da restituição prevista pela Receita Mas atenção: essa antecipação só vale a pena caso seja para pagar dívidas, segundo especialistas Unsplash

[{"selector":"#anim-a9deb976-115e-402f-97d6-995a1c525da3","keyframes":{"transform":["translate3d(-108.21428%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-047e9190-ce7f-478e-b77f-65e587b6675b","keyframes":{"transform":["translate3d(0px, 129.09357%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-230edad3-d6d1-4438-9756-14e4954b0897 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Especialistas dizem que o contribuinte só deve considerar contratar essa antecipação da restituição do IR caso tenha dívidas em linhas de crédito mais caras Unsplash

[{"selector":"#anim-bddc9e99-5099-4c4c-9c4b-cd6f1a8ff9ac","keyframes":{"transform":["translate3d(-109.12409%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1021d7ea-3a9e-4dc8-b82f-e37692ed9532","keyframes":{"transform":["translate3d(0px, -133.69885%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6b3a784b-0be8-47e4-9a92-e5842b79216b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-16.27798482118828%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] O contribuinte não deve fazer essa antecipação caso pense em consumir ou investir o dinheiro Unsplash

[{"selector":"#anim-f2d13705-7d3c-4ab1-a85c-032bd2e77f35","keyframes":{"transform":["translate3d(-115.65495%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9237ce86-1271-403d-92ee-4c62f4a43d7b","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7d84d3d8-2631-444f-b2a8-4f10a725a13c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-077326dd-2dcf-45a7-82ea-869f270395de","keyframes":{"transform":["translate3d(-115.65495%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0e90290-621c-4737-b31b-acf0f25294da","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d5e3c94e-d021-47f2-a37f-1e5cd3d5c001","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-596acfa4-ff33-450f-8a2c-dab7f9d762f6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Além disso, se a tomada do recurso realmente for por necessária, confira se o pagamento da restituição realmente está previsto pela Receita Se por acaso você cair na malha fina e ficar sem a restituição da Receita, terá que dar um jeito de pagar o empréstimo ao banco Unsplash

[{"selector":"#anim-8e371e4a-b1ff-49b1-8e96-6ee42a252939","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-17181dc8-a86d-4fd8-a3e8-1ad4592e0197","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a783bc1e-e4a4-4a42-8582-2c1620c9be13","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2d45fdd0-e9fe-46cf-b3b7-7211e61af3ca","keyframes":{"transform":["translate3d(-108.92857%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f1ec28e-517a-4416-8f0d-494ec0bb703c","keyframes":{"transform":["translate3d(0px, -133.69885%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98b7e560-c78b-498b-ac47-4147b03e3e79 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-39.92537310148108%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Confira as condições dos bancos: Banco do Brasil Taxa de juros: 1,43% a.m. Valor: até R$ 20 mil Percentual: até 100% do valor da restituição Unsplash

[{"selector":"#anim-fbe8229f-de0d-4d66-94f8-e86650a92c07","keyframes":{"transform":["translate3d(-111.90476%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3735dee2-59c2-4e87-9391-efa0dd45031c","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d8f894a0-fd6f-4d27-b633-366e008f1c5e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f7181a8c-e509-4687-9078-3a5e6b0e8c23","keyframes":{"transform":["translate3d(-111.30952%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3bbecdd6-2322-4377-ade5-d20e98a97504","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e08fb7c9-6327-49bb-938d-97b28ee06cf6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-13350499-eca6-4761-91c6-6b837ad19960 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-33.89204535680301%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Caixa Taxa de juros: a partir de 1,78% a.m Valor: não divulgado Percentual: até 75%do valor da restituição Unsplash Bradesco Taxa de juros: 1,79% a.m. Valor: de R$ 200 a R$ 50 mil Percentual: até 100% do valor da restituição

[{"selector":"#anim-79d9bdc5-2e9b-4831-85e4-35a6c775f540","keyframes":{"transform":["translate3d(-111.90476%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a019dbda-2bf6-4121-a56a-dd5e5c9d6367","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d5c4bc1-b536-48d0-a847-ba87753bed4b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-172615c0-889f-4fdd-b217-a034d798ba08","keyframes":{"transform":["translate3d(-111.60714%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cb9bd3bd-3e44-4cf8-ba52-e9e041227717","keyframes":{"opacity":[0,1]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f05f08a2-4118-4b66-ad12-27dcc4885800","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":2500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-95503616-ea72-41be-bcc7-1ee891bedf86 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-27.89179089967526%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Itaú Unibanco Taxa de juros: 1,67% a.m. Valor: de R$ 200 a R$ 15 mil Percentual: até 100% do valor da restituição Santander Taxa de juros: 1,65% a.m. Valor: a partir de R$ 100 Percentual: até 100% do valor da restituição Unsplash

[{"selector":"#anim-f49bc36e-c5c3-4d34-9447-4a35db428406","keyframes":{"transform":["translate3d(-108.92857%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-97938dc7-c5e6-489e-8270-31db64c6b34c","keyframes":{"transform":["translate3d(0px, -125.14622%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0cd0f526-847e-49d3-abf1-410758666bd9 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-21.455223675453567%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Leia mais notícias de finanças no site do CNN Business Unsplash